How often does Progressive Auto Insurance review their customers’ driving records?
Mar 04, 2010 in
Auto insurance
I got a speeding ticket recently, and it’s the first I’ve had in years. I’m concerned that my insurance will go up a lot. However, a friend said that her insurance provider pretty much never reviews your driving record once you’re a customer, so unless you get in a accident, your rates won’t go up. Anyone know if Progressive is like this?
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3 comments
Brian Hackett on February 3, 2010 at 5:30 pm
Every time your policy comes up for renewal. Your friend is wrong.
However, one ticket with years of being clean with not make it go up a lot, some, perhaps, but not a lot.
Rates are set based on your risk factor, and traffic tickets are a good indicator of risk. According to your friend, you could have drunk driving convictions, speeding tickets, but because you didn’t have an accident, your insurance won’t know. See how ludicrous that is?
Brian Hackett on February 3, 2010 at 5:30 pm
I think your friend isn’t quite right. Most Insurance companies, especially name Insurance Allstate/Geico/Liberty Mutual/Progressive,etc Do this like once a year at policy renewal time. If you have an accident they definitely check then
Brian Hackett on February 3, 2010 at 5:30 pm
Progressive pulls your driving record at every renewal. They charge for every incident too.