i live in southern california and my home value is 600,000. I pay 2,200 for insurance every 6 months. i think this is a little too high but would like to know if this is average. When i bought the house i was too excited that i didnt even talked to my insurance agent, who is located in Fresno, Ca. I do live near a school could that also be the reason why my home insurance is so high? Could the location make any different? Can i also change insurance or will there be a penalty? I have no clue? My insurance is through Farmer.
thanks in advance!!!!!

Hi Everybody .. I am in CA and paying around $2K yearly for Auto Insurance only . I recently got a quote from Travelers and Safeco Insurance for about 1400 yearly (for Auto and Home) . That is a very good saving but I have not heard much about these insurance companies . Any Ideas on how good and reliable these companies are ? Is Travelers better than safeco or vice versa ..
Any help is greatly appreciated