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Supersports have the highest death rates and worst overall insurance losses among all types of motorcycles, new analyses by the Institute and Highway Loss Data Institute (HLDI) reveal. Motorcyclists who ride supersports have driver death rates per 10000 registered motorcycles nearly 4 times higher than rates for motorcyclists who ride all other types of bikes. Supersports are built on racing platforms but modified for the highway and sold to consumers. They’re especially popular with riders younger than 30. With their lightweight and powerful engines, supersports are all about speed. They typically have more horsepower per pound than other bikes. A 2006 model Kawasaki Ninja ZX-6R, for example, produces 111 horsepower and weighs 404 pounds. In contrast, the 2006 model Harley-Davidson Ultra Classic Electra Glide, a touring motorcycle, produces 65 horsepower and weighs 788 pounds. “Supersport motorcycles are indeed nimble and quick, but they also can be deadly,” says Anne mccartt, Institute senior vice president for research. “These bikes made up less than 10 percent of registered motorcycles in 2005 but accounted for over 25 percent of rider deaths. Their insurance losses were elevated, too.” Produced for Insurance Institute for Highway Safety

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If drivers who have taken a drivers education or safety course have fewer accidents, an insurer may discount that. Likewise, some cars are cheaper to repair, or do not get involved in high claims accidents. Those vehicles will cost less to insure. Insurance companies try to use their past…